Money and housing, handled.
Pick what you need. We show you where the help is, with links to the official places that give it. Free for families.
What do you need?
Open nowBuy or build a homeUSDA rural home loans. See if your income fits the limit for your ZIP.Check my ZIP →
Guide + official linksFix my homeRepair loans and grants, free weatherization, help with heating and cooling bills.See where to get help →
Guide + official linksLower my energy billA free review of your business power bill, and bill help for households.See where to get help →
Guide + official linksMoney I don't pay backGrants, college aid, down-payment help, veterans benefits.See where to get help →
Guide + official linksMoney I'm owedUnclaimed property, tax refunds, FTC refunds, help with a bank or lender.See where to look →
Guide + official linksFund a project or businessSBA loans, free business advising, rural business programs, grants.See where to get help →
Lender, realtor, builder, nonprofit or building an AI agent? See 3FS Pro.
Not sure which one? Ask.
3FS is not USDA, not a lender and not a broker. The agency or lender makes every decision. How 3FS works.