Money I'm owed
Money can sit in your name for years: old paychecks, deposits, refunds, insurance payouts. Searching the official sites is free, and you never need to pay someone to claim it.
3FS will soon fill these out for you; for now, start here.
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Your state's unclaimed property office
Links to every state's official unclaimed property office. Search each state you have lived or worked in.
Find my state → unclaimed.org (National Association of Unclaimed Property Administrators) · official site; 3FS is not affiliated -
MissingMoney.com
Search many states' unclaimed property records at once. Free, from the state unclaimed property offices.
Search my name → missingmoney.com · official site; 3FS is not affiliated -
Other unclaimed money
The government's guide to money held elsewhere: old pensions, savings bonds, unclaimed tax refunds and more.
Open the guide → usa.gov · official site; 3FS is not affiliated -
IRS: Where's My Refund
Check the status of your federal tax refund.
Check my refund → irs.gov · official site; 3FS is not affiliated -
FTC refunds
Current Federal Trade Commission cases that are sending money back to people who lost it to a company, and how to spot fake refund notices.
See FTC refund cases → ftc.gov · official site; 3FS is not affiliated -
CFPB: a problem with a bank or lender
Trouble with a bank, lender, debt collector or credit report? File a complaint and the CFPB sends it to the company for a response.
File a complaint → consumerfinance.gov (Consumer Financial Protection Bureau) · official site; 3FS is not affiliated
A tip
Search under every name you have used, including a maiden name, and every state you have lived in. Or ask on the home page.
3FS is not USDA, not a lender and not a broker. The agency or lender makes every decision.